2. Expedited Application & Pre-Approval

ESTIMATED TIME: 12 Hours

You submit your formal application and documents via our secure portal. **Our goal is a 12-hour turnaround to Pre-Approval**. Once issued, you can confidently make offers with the highest financial backing.

Action: Connect with a verified NMLS Loan Expert to start the fast track.

3. Internal Review & Initial Disclosure

ESTIMATED TIME: 48 Hours

Our team performs an internal deep-scrub to resolve potential issues *before* submission. You will sign the mandatory Initial Disclosure and Loan Estimate (LE), officially starting the clock on the 21-day timeline.

4. Underwriting Submission & Appraisal Order

ESTIMATED TIME: 7 Days

The file enters formal Underwriting for risk assessment. We simultaneously manage the appraisal process, ensuring no bottlenecks. We maintain a tight communication loop with your underwriter to expedite any conditions.

5. Final Approval & Closing Disclosure (CD)

ESTIMATED TIME: 7 Days

All conditions are cleared, and the loan achieves **'Clear to Close' (CTC)** status. You receive the final Closing Disclosure, which locks in your terms and must be reviewed during the mandatory 3-day waiting period.

6. Closing Day & Funding

ESTIMATED TIME: 1 Day

The final step! You sign the remaining documents at the title company. Funds are wired, and you take possession. You've successfully completed the accelerated mortgage process.

Your Priority Loan Starts Now.

Why wait 45 days? Get started on the 21-day timeline with a dedicated specialist in investment property and specialty loans.