Mortgage Loan Originator
NMLS# 2415397
Phone: (866) 484-8656 Ext 705
Cell: (336) 417-1342
Kenneth Mickens

Your Mortgage Professional
Atlanta & Georgia Mortgage Expert: Loan Originator, Financial Strategist, and Your Local Home Loan Advisor
Meet Your Georgia Mortgage Strategist
A former collegiate and semi-professional baseball player turned trusted financial advisor, I bring the same grit, discipline, and team-first mentality from the field into every client relationship. For families and real estate investors in Atlanta and across Georgia, I don't just process mortgages—I focus on long-term wealth building through strategic financing.
Service Areas: Atlanta, Marietta, Alpharetta, Decatur, Sandy Springs, Roswell, and all of Georgia.
My Unique Edge: Finance Experience Before Mortgage Lending
Before earning my MLO license, I spent years in high-level B2B sales and financial services. Earlier in my career, I specialized in:
- Sourcing and structuring complex business loans.
- Building sophisticated financial models for growth.
- Guiding business owners through strategic exit strategies.
That diverse background gives me a unique edge in mortgage lending: I don't just process loans—I think like a strategist. I assess your entire financial picture to ensure your home loan is a strategic asset, not just a liability.
Mortgage Solutions for Every Stage of Life in Georgia
Whether you're looking for first-time home buyer programs in Atlanta, seeking a VA loan in Georgia, or you're a seasoned investor, I take the time to understand your big picture. I'll craft financing solutions that align with your long-term goals.
Committed to Family and Client Care
My proudest role is dad to two amazing kids. Family is everything to me, which is why I treat every client like they’re part of mine—delivering:
- Clear Communication
- Relentless Advocacy
- Genuine Care
I am committed to making your home-buying journey in Atlanta and Georgia seamless and stress-free, from application to closing and beyond.
Frequently Asked Questions (Atlanta Mortgage & Home Loans)
Q: What types of loan programs do you specialize in for Georgia buyers?
A: As a strategic loan originator, I specialize in several key programs to meet diverse needs across Georgia. This includes Conventional, FHA, VA Loans (for our veterans), and specialized Jumbo Loans for high-value properties in the Atlanta metro area. I also have deep expertise in Investment Property Loans for clients looking to build passive income.
Q: As a first-time home buyer in Atlanta, how do I get started with pre-approval?
A: Getting pre-approved is the crucial first step. I make the process simple and transparent. Contact me directly, and we will schedule a brief consultation to review your financial goals and documentation (income, assets, and credit). This allows me to provide a robust GA home loan pre-approval letter that strengthens your offer in the competitive Atlanta housing market.
Q: Can you help me find the best mortgage refinance rates in Georgia?
A: Yes, absolutely. Refinancing can be a powerful financial tool for lowering your monthly payment, reducing your loan term, or pulling cash out for home improvements or debt consolidation. We will analyze the current market and compare various refinance options to ensure we secure the best available Georgia mortgage refinance rate that aligns with your long-term wealth strategy.
Q: How long does the mortgage closing process typically take in the Atlanta area?
A: The typical timeline from application to closing is approximately 30 to 45 days, depending on the complexity of the loan and the responsiveness of all parties. My team and I focus on proactive communication and preparation to ensure the fastest, smoothest closing experience possible for properties in the Atlanta, Marietta, and North Georgia regions.
Ready to Build Your Wealth Through Real Estate?
Let’s turn your real estate dreams into reality. Reach out today for a consultation on your Atlanta home purchase or Georgia mortgage refinance.
Let’s build something great together.

